One of the first questions many customers ask is "What is your interest rate?" To entice them into making an application, many mortgage companies will immediately quote an extremely low rate that is achievable only in a very limited circumstance, only to disappoint the borrower when they are ultimately unable to deliver this quoted rate.
Although we fully appreciate the importance of interest rates to our customers, we also understand that the interest rate is only one element of a loan transaction and that in some instances the low interest rate quoted by our competition is compensated for by unusually high or unnecessary fees or is tied to a loan program that is ill-suited to the borrower's needs. We choose not to give you a rate quote before we even understand the uniqueness of your situation or goals.
Instead, we believe that we can best provide you with a fair and realistic rate quote by putting you in contact with one of our mortgage professionals, all of whom are trained to evaluate your specific circumstances and find the best loan program for your needs at a fair and competitive price.
To get more information, including a rate quote that you can use and believe, please
contact a member of the John Hardimon Team.
FHA
